Noel Johnson's Blog Posts

Noel Johnson's Blog Posts

A Single Underlying Factor When Applying For A Mortgage
Every mortgage lender develops their own unique guidelines for evaluating the factors contained in a home loan application. These may change from time to time so that their port...

St Cloud Sellers Evaluate For Sale By Owner Websites
It’s illuminating to visit For Sale by Owner websites from time to time to see if there are any new insights to be gleaned. True, as a licensed St. Cloud Realtor®, I’m not...

St Cloud Real Estate Braces For A New Kind Of Reality
St. Cloud real estate has greatly benefitted from one offshoot of “virtual” technology. Just click on a listing’s “virtual tour” button and a progression of two-dimens...

Your St Cloud Homeowners Insurance Annual Checkup
It’s one of those St. Cloud documents most of us stash in a safe, out-of-the-way place—somewhere in the furthest recesses of a linen closet or at the back of a bureau drawer...

Buying Your St Cloud House As Slowly As Possible
The goal of owning your St. Cloud home free and clear is usually thought of as the sunniest eventual outcome of the process that begins with buying your St. Cloud house. The vis...

World Series Is Over Your Home Selling Negotiations Arent
When it comes to appraising and developing appropriate responses to offers on your St. Cloud home, I’m there to offer counsel and guidance. Even so, you are the ultimate decis...

After Halloween Buying A Home In St Cloud Isnt So Scary
While we’re still in Halloween Scary Things mode, we might as well address the fear factor when it comes to buying St. Cloud homes. First-time St. Cloud home buyers aren’t t...

Timing Your St Cloud Home Sale Can Be Controversial
Hardly anyone decides to put their own St. Cloud house up for sale without wondering whether there wouldn’t be a better time to do so. There are a couple of different ways to ...

Keeping St Clouds Halloween Fun And Safe
Halloween in St. Cloud is the one day in every year when the regular order of things gets a thorough shaking up. For one thing, it’s the single day  of the year when we e...

For St Cloud Real Estate Halloween Marks A Turning Point
Fa la la la la, la la la la: it’s carol time again! Not quite? You can’t almost hear those sleigh bells ringing? Well, brace yourself. Halloween is next Tuesday—and nowaday...

Its Prime Time For St Cloud Landscaping Ingenuity
St. Cloud gardening enthusiasts already know this—but for those whose thumbs are anything but green, right now is a special time of year where landscaping is concerned. It’s...

Most Homeowners Now Predict Gains In Home Values
More than half of U.S. homeowners expect their home’s value to rise in the coming year. For St. Cloud real estate watchers who track public sentiment as a market indicator, the...

St Cloud Investment Property Owners View Top 6
When you first look into whether an investment property in St. Cloud would be a suitable addition to your own portfolio, the positives leap out. St. Cloud investment properties ...

True St Cloud Refi Warriors Land The Best Deals
Back when St. Cloud mortgage interest rates plummeted by 46% in less than four years, it precipitated a sort of refi tsunami. The volume of St. Cloud refinancings was nothing sh...

Amazoncom Invades St Cloud Real Estate
Amazon has invaded the realm of real estate—but you couldn’t say it’s happening in a big way. It’s happening in a tiny way.Last week the improbable news arrived that th...

9 Home Hacks To Ease Daily St Cloud Homeowner Hassles
You don’t have to be holding a showing or St. Cloud open house to appreciate time-saving maintenance and organizational tips. Nowadays, many of these are being called “home ...

St Cloud Real Estate Inspections Neednt Spark Jitters
As worrisome physical symptoms go, house inspection jitters should not be worrisome in the least. Neither St. Cloud home buyers or their counterparts (St. Cloud home sellers) ne...

Thank The NAR A Quiz For St Cloud First House Buyers
My organization—the National Association of Realtors®—offers a wide range of guidance for St. Cloud families who have decided it’s time to land their first house. With mo...

Game Theory And St Cloud Real Estate Negotiations
Game theory only sounds like it has something to do with how to win in some weekend sports outing or family board game. It’s a seriously studied logical field that mathematicia...

St Cloud PetFriendly Homes Might Have An Advantage
“Pet-Friendly” is a term that used to be confined to the St. Cloud Homes for Rent ads and a few open-minded hotel chains. Given the 84+ million American households which now ...

St Cloud House Design May Change Due To A Single Word
There’s news in the world of house design—for a change!Those who keep in touch with the house design innovations that St. Cloud buyers are currently favoring know one thing...

St Cloud Listing Photos Set The Stage For The Sale
 Some key preparations for the marketing of any St. Cloud home actually start well before the first showing or open house: they take place in the hours before the St. Cloud...

Business Real Estate Strategy For St Cloud Entrepreneurs
Most St. Cloud small businesspeople will recognize this post-startup scenario. It’s the moment when the whole idea of long-range planning first starts to make sense. Although ...

Deciding If A New Home In St Cloud Is The Best Value
Ask a typical St. Cloud consumer to name the two most important purchases people make, and you’ll almost always hear “new house” and “new car.” They’re often lumped ...

St Clouds Summer Officially Ends On Friday
Friday is the official last day of St. Cloud’s 2017 summer, but for most of us, the season has been feeling a lot more like fall ever since Labor Day. It isn’t the weather s...

St Cloud Mortgage Rates Register The Third Possibility
A couple of weeks back, the ultimate authority on St. Cloud mortgage rates hadn’t minced words. That was Freddie Mac, whose opinion about mortgage rates constitutes the final ...

Equifax Hack Victims Include St Cloud Homeowners
When news of the Equifax hack first broke, the credit ratings giant scrambled to minimize fallout from this massive personal information breach. After an initial embarrassing mi...

A TenantOccupied House Sale Can Be Smooth Sailing
Even investors whose St. Cloud rental homes have served long and well as income-producers can eventually decide it’s time to sell. Given today’s tight housing inventories, th...

The Economics 101 Reason To Sell Your St Cloud Home Now
“Give me one good reason why selling now is better than waiting until next spring,” is a perfectly legitimate request. It’s a challenge to the traditional peak of St. Clou...

4 Simple Home Buying Steps Good But A Bit Too Simple
What a simpler world it would be if St. Cloud home buying could be reduced to anything like a simple 4-Step process. Even better if those were four easy steps. Actually, without...

A Good News Item Buried In St Clouds Hurricane Coverage
Last weekend’s regular Minnesota news should have been promoting all the usual upbeat feature stories about the onset of football season, the start of a brand new school year, ...

St Cloud Real Estate Agents And Your Multiple Income Stream
Successful St. Cloud real estate agents almost universally share some common personality traits. Among them is one skill that’s not usually mentioned when it comes to real esta...

Missing Mondays Eclipse In St Cloud No Catastrophe
By the beginning of St. Cloud’s new week, Monday’s eclipse had been so thoroughly chronicled as having been “99 years in the making!” you could be forgiven for any anxiet...

Top 4 PostLabor Day House Hunting Changes
A while back, Forbes noted what they called “The Four Ways the Real Estate Market Changes” after Labor Day. The article recognized a truism that holds for most parts of Minn...

Aug 30 2017 24220 1
Unbelievable details and craftsmanship in this Queen Anne Victorian home full of antiques and decor from England and North America. All living facilities on the main floor with sec...

3547 Wildflower Road S Saint Cloud MN 56301
Exquisite walkout rambler located in Deer Creek East. Abundant upgrades and detail that will satisfy the most discriminate buyer! Just a few features of this home include a main fl...

426 9th Street S Waite Park MN 56387
Fabulous home with upgrades and space that has to be seen in person to appreciate! Full master suite with walk-in closet, dual sinks, shower and jetted tub. Large living room with ...

Password Advice Eases St Cloud Real Estate Site Visits
Last week came a piece of advice that’s directly applicable to St. Cloud real estate matters. To a greater or lesser degree, it also impinges on every one of your online accoun...

Selling Your St Cloud House Now 5 Good Reasons
When you have a firm timeline that governs when you’ll be selling your St. Cloud house, it’s one decision that’s made for you. Of course, it’s not always that easy. If a ...

Aug 15 2017 24220 1
St. Cloud mortgage rates have been so low for such a long time that it would be surprising if area buyers didn’t begin to take them for granted. It’s only human nature. Addre...

Perfection In Pricing Your St Cloud Home Elusive Goal
Figuring out the perfect pricing for any St. Cloud home for sale would be easier if there were a way to confirm past instances that hit that mark precisely. But that can’t be d...

Top 5 Qualities Of The Best St Cloud Real Estate Agent For You
If you are just about to commit to buying or selling a home in St. Cloud, the first important task before you comes with identifying the best Realtor® to assist your effort. Th...

Mystery Memo On Selling Your St Cloud Home For Profit
Every once in a while you can be checking through the accumulation of notes and other odds and ends when you find something that doesn’t look familiar. Possibly it’s somethin...

Top 3 Ways Homes In St Cloud Can Save On Insurance
For most area homeowners, the 110-decibel wail of nearby fire engines may not be a sought-after feature when selecting the ideal neighborhood. Nonetheless, according to The Wall ...

As St Cloud Mortgage Rates Hold Steady Diligence Pays
Mortgage rates in St. Cloud remained mostly steady this past month, at least partially due to the predictable July-August doldrum effect. When the summertime vacation schedules o...

For St Cloud Renters The 5Year Tesla Plan
My 5-year Tesla Plan is fanciful, but based on what could be the situation some St. Cloud renters can probably relate to. The imaginary 5-year Tesla Plan participant could be any ...

Homes For Sale In St Cloud What Triggers Buyers
What are the most common changes in circumstances that send buyers out looking for homes for sale? What are the events that trigger typical prospects to comb through the St. Clou...

House Showings That Take Advantage Of St Cloud Weather
When the St. Cloud weather turns sizzling, you might think that house showings might go better by holding off for milder weather. After all, as the mercury rises, energy levels t...

Renting Or Selling Your St Cloud Home Caterpillar Or Butterfly
 From our earliest days, everybody in St. Cloud is inundated with tale of transformations. It started with those grade school day trips to science places with exhibits showi...

Some St Cloud Luxury Homes Might Not Be Out Of Reach
The content the National Association of Realtors® publishes is usually staid and non-controversial. After all, what they put out there has to ring true for the real estate indus...

Biannual Testimony Hints At Future St Cloud Mortgage Rates
Last week there was another interest rate development—though it was a slightly whipsawed kind of development. Since mortgage interest rates are so important to the bottom line ...

St Cloud Real Estate Estimate System Makeover
There’s news on the real estate value estimating front (robotic version). For any kind of St. Cloud real estate activity—whether you are buying or selling; financing or refin...

Selling Your St Cloud House A Tool Called PST
If you see the letters “PST!” in connection with selling a house in St. Cloud, don’t think it’s someone whispering to get your attention (that would be spelled “psst!...

6 Vacation Safety Tips To Keep St Cloud Homes Unburgled
An overstuffed curbside mailbox, blazing porch light at noon, or a pile of newspapers out there by your front door all indicate a couple of things St. Cloud homeowners would do w...

St Cloud Mortgage Strategy Includes Student Loan Burden
 All of a sudden last month St. Cloud readers might have come across a number of new articles dealing with the same topic: the problem young first time home buyers are encou...

Selling Your St Cloud House By Defeating Two Scoundrels
Selling your St. Cloud house is a lot easier when you have an experienced professional relieving you of the lion’s share of the work. I spend full time dealing with the ins an...

St Cloud Independence Day Best On Tuesday Or Sunday
This year we’re fortunate indeed: the calendar has cooperated with the spirit of the occasion to give Independence Day its proper import. With St. Cloud’s Fourth of July fes...

A Matrix Underlies Tarzana Real Estate Negotiations
When the goals motivating the parties in a negotiation—including St. Cloud real estate negotiations—are understood by all concerned, the odds for success are greatly improved...

8 St Cloud House Value Boosters That Make The Most Sense
From time to time it can be fun to scour the latest “Top Ten” lists of cost-conscious ways to increase the value of St. Cloud house value.Some make more sense than others. Up...

For Some St Cloud Home Loan Applicants A Surprise Boost
For a few St. Cloud mortgage applicants, next week may see a one-time favorable change in how they are viewed by home loan lending institutions. It’s a technical change that co...

St Cloud Home Appraisals Best Left To Humans
 In the Terminator movies, a robot from the future (Arnold Schwarzenegger) hunts down the human heroine in order to change the future by altering the past. Although that’s...

Get Rich Slow Scheme St Cloud Rental Homes For Sale
The term “get rich quick scheme” has been held in low regard since before Charlie Ponzi’s pyramid came crashing to earth in the 1920s. Probably that word “scheme” is a ...

Despite Fed Move St Cloud Mortgage Picture Remains Rosy
Last week, following the Fed’s hike in the rates they charge banks, you might expect a matching rise in mortgage rates for St. Cloud home buyers and refi applicants. If the exp...

St Cloud Fathers Day Plays Catchup With Mothers Day
As has become traditional on the third Sunday in June, St. Cloud fathers can look forward to being honored and fussed over. For most families, Father’s Day in St. Cloud is cons...

Common Home Buying Myths
DEBUNKING MYTHS TO HOME BUYING Finally ready to make the transition into home ownership? That's awesome, and in this exciting time you can be turning to friends and family for...

Just Looking At St Cloud Homes For Sale
Not everyone who is looking at the homes for sale in St. Cloud needs to come up with a winner right away. If their own house has just been listed, they may reasonably estimate t...

Lighting The Way For Selling Your St Cloud Home
 You could say that selling a home—in St. Cloud or anywhere else in the nation—is in large part “a light show.” When you dissect marketing statistics that trace the ...

Owning Your St Cloud Home And Exploiting The Dream
You’d think that the whole notion of the American Dream is vague enough that it would be immune from challenge, and for the most part, that’s still true enough. Not so for it...

Top 6 Obscure Tips For Coping With St Clouds Weather
 Meteorologists say that St. Cloud’s meteorological summer arrived last week—although, to most of us, summer won’t begin for a couple of weeks. Nevertheless, it sent m...

Pricing Your St Cloud House Isnt Exactly Science
The science of pricing a house in St. Cloud isn’t really a science. The thing about science that makes it reliable is that its findings can be confirmed experimentally. If Gali...

Some Tax Reform Proposals Arent All Music To St Cloud Ears
During the overture to the film version of The Sound of Music, before the hills come alive with Julie Andrews, the camera first flies us high above the Alpine peaks. Ever since ...

Licking St Cloud Summer Heat The Whole House Fan Strategy
As summer approaches, St. Cloud homeowners may also recall the challenge of retaining a reasonably comfortable home environment during the inevitable spells of hot weather. Every...

St Cloud Home Selling Top 7 Avoidable Flubs
The reason “Top 7” lists draw such universal attention is their value as time-savers: you can skim down the bold-faced items to spot topics of interest, needing to read furth...

St Cloud Dream Homes The Newfound Avocado Dimension
I think you’ll agree that the relationship between avocados and dream homes has been elusive for a long time. In fact, any connection between the delicious green fruit (it’s ...

Selling Your St Cloud Home With A Quality Message
There is no denying that the words “FIRE SALE!” and “CHEAP!” and “PRICES SLASHED!” and “GOING OUT OF BUSINESS!” have long been used to spur sales. Bargain hunters...

St Cloud Real Estate And The Love Hate Love Pet Issue
Pets and St. Cloud real estate have a love/hate/love relationship—a strong one. For prospective St. Cloud buyers and renters who own pets, a home’s suitability can be a make-...

Rating St Cloud Houses For Sale With The SLAM List
It’s called SLAM: an abbreviated approach that helps St. Cloud house hunters to quickly sort through listed houses for sale. St. Cloud homes that compare well using the SLAM ca...

Free Credit Score Ads Grow Scarcer For St Cloud Consumers
If you’re a typical St. Cloud consumer, like most Minnesota residents, it wasn’t too long ago that you were being constantly bombarded by offers to let you in on a secret: yo...

If Sir Isaac Newton Had Studied St Cloud Home Equity
You might have had a science teacher who explained to the class why perpetual motion machines aren’t possible. He would have had some common sense to back up his point  (...

St Cloud Homeowners And Their Hefty Tax Advantages
As this season’s controversies swirl through Washington, one of them seems likely to wind up being at the top of the heap: federal income taxes. Whether or not they will be sim...

Really Thinking Outside The Box Shipping Container Homes
I don’t know about you, but when I used to hear the term “affordable housing” I’d think of value-priced St. Cloud condominium listings, some of the nicer area mobile home...

St Cloud Home Loans And Some Educated Guessers
Last week, local home loan observers were hardly surprised by the news that the Fed’s key borrowing rate—the one that’s most important where St. Cloud home loan interest r...

Housing Affordability Critical For St Cloud Real Estate
Every now and again Forbes magazine assembles what it calls its “top financial brain power” to comment on a topic of interest. Late last week, the topic was real estate—mor...

St Cloud Real Estate Investing In The Internet Age
Has technology made investing in St. Cloud real estate easier? Entrepreneur Magazine has supplied an answer to warm the heart of any St. Cloud Realtor® (like yours truly). They...

Selling Your St Cloud Home With Branding
Selling your St. Cloud home takes marketing, of course. Highlighting its features—the specific details that the St. Cloud MLS lists for every property—is only the beginning. ...

In St Cloud House Hunts Some Common Familial Pitfalls
You’re excited to be searching for a home in St. Cloud. Your parents are probably excited about your house hunt, too. They want the best for you—what parent wouldn’t want t...

St Cloud Home For Sale Or Not Important Checklist
It’s that time of year again when those of us who write about St. Cloud homes for sale and related matters have a hard choice to make: do I run the risk of boring everyone to ...

St Cloud Mortgage Interest Rates Another Surprise
It usually takes at least some digging to come up with relevant news for St. Cloud real estate watchers. Last week provided an exception. The boldest headlines, cable TV info cra...

St Cloud Homeowners Info 2017 Home Design Trends
St. Cloud real estate—like all real estate—is a supremely local activity. Area homeowners who like to keep an eye on Minnesota and national trends do so because some of them ...

5 Simple St Cloud Appraisal Readiness Tips
You’ve probably heard the wry old saying: “Nothing clears the mind like the prospect of being hanged at dawn.” For some homeowners, you could add an equally wry modern St. ...

St Cloud Real Estate And Tax Refund Season Observations
This Tuesday’s tax filing deadline doesn’t pass without standing as the annual reminder to all of St. Cloud’s taxpayers that time seems to pass ever more quickly—as do th...

Keywords Lead To St Cloud Spring Cleaning Tips
Ah, springtime! As the daylight hours grow longer and buds and blossoms dot St. Cloud’s trees and gardens, even when a rainy day is in the forecast, the feeling of new life in ...

St Cloud Showings Benefit When The Illusion Is Complete
Showings—whether here in St. Cloud or anywhere else—can succeed or fail as a result of quite minor details. Appreciating that fact isn’t hard to do when you relate showings...

Best Time To Sell A House In St Cloud Coming Right Up
St. Cloud readers who frequently check in here may recall the inquiry into whether there really is a single best time to buy a house—and if so, when that might be. The answer...

St Cloud Real Estate And An Aging In Place Challenge
While much attention is directed at the phalanx of youthful first-time homebuyers, the  Millennials and GenXers aren’t the only groups who are having a substantial influen...

St Cloud Homebuyers Benefit From Key Characteristics
The Rorschach (or inkblot) test is the one where a psychologist shows you a series of pictures that seem to be random black-and-white splatters. The shrink asks you what you thin...

Is This A Promising Time To Enter The St Cloud Listings
It’s April—a time of year when area homeowners who haven’t yet added their homes to the St. Cloud listings may have a legitimate question about whether it’s too late to b...

Can You Spot A Common Seller Mistake In This Photo
Did you know that nothing makes a house look more boring than EMPTY rooms with no furniture? Here’s why, plus other seller mistakes you should avoid.  1. Listing a...

Possible Pointer For St Cloud House Sales This Spring
 St. Cloud house sales do usually respond in the seasonal pattern that is familiar in most other areas. Spring and summer lead the way for weather-related, financial, school...

St Cloud Rental Properties And The Magicians Trick
 Striving to become a prudent person is a laudable goal—one usually only achieved after impetuous youthful misadventures have taught the wisdom of prudence. Caution—part...

Pricing A Home In St Cloud From Both Sides Now
When it comes to the reality of pricing a home in St. Cloud, it’s natural that buyer’s and seller’s points of view reflect their different roles and objective. In a way, th...

Nine Terrible St Cloud Home Improvement Innovations
When it’s one of those weekend days when the St. Cloud weather has refused to cooperate with outdoor plans, one way to fill the idle time is to go online in search of home impr...

No Surprise For St Cloud House Hunters In Rate Hike News
St. Cloud house buyers and sellers were not surprised in the least at last week’s Federal Reserve decision to notch up the Fed Funds short-term rates. For once, anticipating the...

St Cloud Real Estate Market Taps Confidence Gains
The attachment we build to the places where we live is an easy-to-understand human emotion. Almost everyone who has ever moved away from a family home has experienced a sense of ...

St Cloud Home Prices Get A Nobel Prize Treatment
The timing for when to sell a St. Cloud home can be a decision that pretty much makes itself. Sometimes family demands call for a move to larger or smaller quarters; sometimes a ...

Mismatch Aids Empty Nesters St Cloud Housing Situation
Time Magazine ended last week with a commentary that could foreshadow how this year’s St. Cloud housing market might differ from years past. Author Bill Saporito identified a ...

St Cloud Daylight Savings St Pats Nearly Collide
This Sunday marked the annual “spring forward” sleep-robbing occasion: the switch to this year’s Daylight Savings Time. “Springing forward” may sound like a spirited, e...

5 Tips To Reduce St Cloud Relocation Stress
If you go looking for new ideas to make a relocation to or from St. Cloud easier, it’s amazing how often the words “stress” and “relocation” appear in the same paragra...

St Cloud Mortgage Rates Yoyoing As Usual
Keeping an eye on St. Cloud mortgage rates is a useful pastime for anyone who tracks local home sales because of the immediate effect they have on affordability. It can’t get mu...

Future St Cloud Homeowners Down Payment Misinformation
It turns out that the run of admirable national and St. Cloud home sales advances have been pulled off despite a couple of strong countercurrents. At least that’s the theme tha...

St Cloud Real Estate Investment More Liquid Than Youd Think
Buying a home as a place to live certainly has important financial implications, but they are only part of an equation that has major lifestyle implications. A given house may be...

St Cloud Listings Annoyingly Even Handed
Today’s St. Cloud listings represent a gigantic leap forward in terms of market efficiency. It’s hard to imagine a speedier and more convenient way for prospective home buyer...

Now Begins Official St Cloud DeckPonder Season
Checking the calendar, spring won’t officially kick off until March 20 when the celestial equinox happens. That same Monday will also officially signal the start of St. Cloud...

Staging Your Home For Todays Buyer
Tips to Appeal to Today's BuyerIt's important to modernize your home and take into consideration the following tips to better appeal to today’s buyers.1. Change your doorknobs an...

6 Ways To Zero In On The Lowest St Cloud Mortgage Rates
Without knowing it, many people develop something akin to a split personality when it comes to buying a home. In the beginning, as they pursue their ideal St. Cloud house, they a...

St Cloud Rental Homes To Pet Or Not To Pet
Last week’s 141st Westminster Dog Show TV ratings may not have gone through the woof—but for “Rumor,” the winning German Shepard, it was a wag-tastic finale. It brought t...

Presidents Days White House St Cloud House Comparison
This week, as usual, St. Cloud celebrates President’s Day on the 3rd Monday in February. Ideally, St. Cloud’s citizenry observes the holiday by recalling the indispensable co...

Weather Cant Stop The Postman Or St Cloud Showings
When even severely draught-ridden California neighborhoods are having trouble coming up for air, you know that 2017 is turning out to be one of those winters. Punxsutawney Phil ...

St Cloud Home Sale Can Benefit From A Kitchen Space Mirage
When I see a feature with a title like X Ways to Make Your Kitchen Feel Bigger, I’m someone who’s unlikely to pass it up. Making any St. Cloud kitchen feel bigger would be a...

St Cloud Real Estate And Optimism Make A Happy Couple
Owning your own St. Cloud home is, for most of us, a goal that’s been with us so long we don’t even question it. In addition to the economic advantages that come with St. Clo...

St Cloud Packing And Moving Dos And Donts
When you first contemplate packing and moving to or from St. Cloud, it’s advisable to take a deep breath first, then close your eyes and mentally recall the best, most positive...

Analyzing Value And St Cloud Real Estate Agents
 There are a couple of ways to look at the difference between the way you approach a typical St. Cloud area home sale and the way your real estate agent does. One is positiv...

St Cloud Mortgage Rates Behave Like Super Bowl Champs
Except for the few chip remnants that will dwell down there wedged between sofa cushions until spring cleaning time, the principal residue from most St. Cloud Super Bowl parties ...

St Cloud Pictures Virtual Tours Plus A Shaggy Dog Story
We all know what shaggy dog stories are. They’re the jokes that go on and on and then peter out without much of a punchline. I think I found a scientific study about real estat...

The Absolute Best Time For Buying A Home In St Cloud
To end the suspense, the answer to the title question about when is the optimal time to buy a home in St. Cloud has been officially answered. The answer is, more or less, “now....

Why Some St Cloud Pool Owners Choose Saltwater
Riddle: What do saltwater pools and saltwater aquariums have in common?Answer: Water.That’s about all. When some house hunters see “saltwater pool” in St. Cloud listings, t...

Lifestyle Shift Could Open St Cloud Investment Opportunities
When you recall how thoroughly public confidence was shaken during that last financial meltdown, you probably also remember how reluctant most people were to presume that St. Clo...

January And February Are Prime Months To Purchase A Home
NOW Is The Time To Buy!Here is a great article from Nerdwallet.comSpring and summer are historically the most popular times to buy a home. The weather is warm, inventory is high an...

Unexpected Answer For Timing Your St Cloud Listing
If this is going to be a year of upsets, the rules for when St. Cloud listings are best initiated might be primed to fly out the window. There’s no guarantee that 2017’s St. ...

5 Question Real Estate Quiz For St Cloud Homeowners
One reason why St. Cloud real estate commentators like to offer quizzes is to make readers feel good about how much they know. Being that St. Cloud homeowners probably do more than...

Crux Of The Matterfor St Cloud Homeowners Its Asking Price
For more than a year, it’s been the happy trend across the nation for the average DOM (days on market) for residential properties to have been declining. It’s a “speed of s...

Free St Cloud Real Estate Agent Commissions Theyre Logical
 Sooner or later, all children need to be warned about the fallacy of something for nothing. It’s an important lesson and a milestone. Very little ones are too young to be ...

Lively St Cloud House Hunting In The Dead Of Winter
  Showing a home in bad weather might seem to be a blueprint for disappointment, but sometimes that’s not what happens. Of course, prospective buyers do find that hou...

Is There Really A Best Time To Buy A House In St Cloud
 Many of us who call St. Cloud home find that the beginning of the new year serves as a useful benchmark. This is when it’s easiest to collect the bygone year’s househol...

St Cloud Sales Eventually Come Down To Evaluating An Offer
Once we have marketed your St. Cloud home successfully, there follows the delightful interlude during which the eager buyer awaits your response to his or her offer. It will be 1...

Overcoming Two Barriers To Buying A House In St Cloud
Buying a house should be getting easier.For most people who are looking into buying a house in St. Cloud for the first time, the two greatest obstacles appear to be financial, an...

How To Get The Lowest St Cloud Mortgage Rates
In Spanish-speaking countries, a bribe is known as mordida. In Italy, spintarella; in parts of Asia, baksheesh. Baksheesh can also mean a tip, which is perfectly legal and ethic...

New Years Resolutions That Include Real Estate ToDos
 For most St. Cloud celebrants, the holiday season hasn’t been a single non-stop flurry of activities (even though that’s what sticks in our memories). In fact, the holi...

US Predictions Foreshadow St Cloud Real Estate Outlook
It’s that time again: the annual look at whether there is a convincing consensus among real estate experts for what to expect in the coming year. St. Cloud homeowners and poten...

Now Is Prime Time For St Cloud Home Improvement Plans
When, as the holiday lyrics have it, “the weather outside is frightful,” that makes it a good time to start planning the coming year’s home improvement projects. If you wait...

One 5Minute Virtual Tour Exemplifies Listing Creativity
The days of boring slideshow type “virtual tours” are disappearing fast. Today’s St. Cloud listings can include actual virtual walk-through videos, breathtaking aerial drone ...

St Cloud Homeowners Check 2016 Tax Break Deadlines
 If you are like most St. Cloud homeowners, this is not the time of year you relish thinking about next year’s April 15 tap on the shoulder from Uncle Sam. Nonetheless, th...

St Cloud Holiday Feelings What Kids Cant Know Yet
The holiday season surely makes for a neat package: wrapping up the whole year in a sort of satisfying finale. Whether it’s your Christmas or Hanukkah, Kwanzaa or any other hol...

Eliminating Any Chance Of A St Cloud Housing Rental Scam
The idea of “fake news” and how to tell it from the real thing has gotten scads of attention lately, so St. Cloud web users are entitled to be more skeptical than usual of ne...

Encouraging News For St Cloud FirstTime Home Buyers
 Some breakthrough good news has come to light. It deals with first-time home buyers.Across the U.S., first-time home buyers have been staging a disappearing act for a worri...

Long Dormant St Cloud Mortgage Rates Now Poised
 Most of us favor a high degree of predictability when it comes to things like the interest rates on mortgages. In that realm, “poised” is a bad word. When anything is p...

Time Becomes The True Affluence For St Cloud Retirement
 You don’t have to be beyond your 40s to begin plotting a direction for your retirement years. Most younger St. Cloud residents know this full well but (truth be told) do ...

For St Cloud Houses For Sale An Improved Top 9 Listicle
 Real estate articles that are really just lists are now being called “listicles”—and there are certainly plenty of them around. The other day one appeared that just h...

St Cloud Real EstateWatchers Mark The End Of An Era
 If you listen to the Chairman of the Index Committee at Standard & Poors-Dow Jones, the nation’s housing market has reached an important milestone—one likely to be appr...

For St Cloud Sellers News Of A Real Estate Buying Binge
 When it comes to real estate reporting, there seem to be more icebergs out there than in Antarctica in mid-summer (which is mid-winter here—but never mind). St. Cloud are...

November St Cloud Mortgage Rates Surprise Experts
 Last week, when St. Cloud mortgage rates began to rise abruptly, you’d have to say that it was actually a double-barreled surprise. In addition to the sudden blip up on t...

Top 4 Reasons To Call St Cloud Real Estate Investments Smart
When you see any title here containing the words “St. Cloud Real Estate Investment,” you won’t be terribly surprised if the gist turns out to be what a good idea! When you...

How A St Cloud Propertys Owners Equity Doubled In 5 Years
How a St. Cloud Property’s Owner’s Equity Doubled in 5 YearsDoubling in St. Cloud Owner Equity—Just Par for the Course?U.S. Home Owner’s Equity Doubles: Here’s How and Wh...


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Dave Olson
550 25th Avenue North
St. Cloud, MN
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